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Inmate Central Inmate Central, where civil and family-friendly discourse about off-audio topics (other than religion and politics) is welcome. |
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In Reply to: It is sad. posted by grantv on December 1, 2024 at 07:19:46:
Grantv,He said "holiday shoppers", not common people who struggle.
You don't go into debt to buy presents.
You don't go into debt to eat at restaurants.
You don't go into debt to go to concerts.
You don't go into debt to buy recreational party goods, booze, drugs, soda, etc.
You don't take out loans to go on vacations.
You don't go on vacations BEFORE you pay your bills.
You don't go into debt to buy a fancier XYZs.
You don't buy toys on credit or before you meet ALL your other financial responsibilities.This is why the US is in the shit. Nobody knows what a lay-away account is anymore, just charge-it for immediate gratification.
A friend bent over backwards to avoid family bankruptcy. Right after negotiating his way out of it, he literally comes home to discover his wife just charged a $50K auto, ON CREDIT. SHE WAS SO EXCITED, SHE PROCLAIMED, LOOK AT WHAT MY CREDIT RATING QUALIFIED ME FOR (with no job, nor means to pay for it) !!! I am surprised she is still breathing after that.
He called up the bank and threw in the towel, declaring bankruptcy which later lead to a divorce.
People have absolutely no fiscal responsibility any more and should be shamed for their irresponsible habits. Everyone ends up paying for their immaturity.
This is something very different than responsible common people who struggle meeting bare necessities.
.
2022/03/30 Historical Records CENSORED
Edits: 12/02/24
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Follow Ups
- RE: It is sad. - emailtim 08:41:58 12/02/24 (5)
- The struggle is real. - grantv 10:10:55 12/02/24 (4)
- RE: The struggle is real. - emailtim 11:08:18 12/02/24 (3)
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