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Original Message
RE: How a small dent can total a car....
Posted by AbeCollins on April 5, 2021 at 15:27:36:
Wife's 2013 Honda CR-V was "dinged" in a parking lot early this year by an uninsured motorist. The young girl was backing out of a parking spot (rather abruptly) and smashed the front-right portion of wife's bumper, cracked the headlamp and the fog lamp further down.
Police report was taken and the uninsured girl was not allowed to drive her car home. She had to take an Uber. If the accident happened on a public street her car would have been impounded.
Called USAA immediately. Sent photos to them and our body shop same day. Initial estimate was $1400. Took it into the body shop next day and the revised estimate was $4700 due to damage behind the bumper that was obviously not visible from the exterior photos.
USAA paid for the rental car and repair but wife had to pay the $500 deductable.
USAA asked several questions about what happened and we sent them a copy of the police report and more photos. USAA has a "recovery department" or something like that for pursuing the other insurance company but since this girl was uninsured, good luck with that. They told me they will sometimes pursue the uninsured in court. They will also try to recover the $500 deductable that my wife had to pay. Not holding our breath.
BTW, nice photos and I love that color on your son's Mazda.