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Inmate Central, where civil and family-friendly discourse about off-audio topics (other than religion and politics) is welcome.

RE: Not when you consider...

Yes, Dark......And some businesses make regular short term loans to cover certain expenses.

But the US sytem of continuous spending over income is a recipe for ultimate disaster....

I think part of the problem is that for a 'normal' household, between inflation and taxation, it is just nearly impossible to close the gap....
And we are fighting 'expectations', too. People tend to Expect to live a certain way and may finance it via credit. We....wife and I....went thru a period where we ran up bills but are now substantially going the other way.

It'd be Easy to simply 'blame the government' and I WILL. They have never met a dollar they didn't think they could spend better than the earner. On somebody else. And without thought for ultimate 'fitness' of the purchase.

your conclusion about 'irresponsible spending' is very correct.
Too much is never enough


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