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We view it differently (apparently)...

...granted, I have 4 vehicles that are older and out of warranty, but they are "toys" and don't count as daily/necessary transportation. My truck and Suburban were bought new and are still under warranty. The Tesla (that I did buy yesterday), is still under warranty (and extended one, at that).

Buy something new, and it has a full warranty, and even if you have to finance some portion of the purchase, interest rates are stupidly low. I haven't had a car payment since 1990-91, but that's my choice. At least for a few years, you won't be lying in the driveway "fixing" things.

I do have a mortgage on my little estate, but that's because it is basically free. I have the money to pay it off, but it is earning more (invested) than my zero interest loan. Being an historic property, restored and on the registry, the interest and tax breaks essentially pay me to live here. If I paid it off tomorrow, I'd gain nothing.

Couple hundred here and a few bucks there on an older vehicle--you're making a car payment. You just don't know what the bill is going to be this/next month. Sure--insurance is cheap, but so is what the insurance company is going to pay you in the event of a total loss.

I've posted this before--I used to be a "drive it til it drops" guy. Partly out of necessity (couldn't afford a new/used car every couple years), and I could work on them (or knew someone that could). Now, I'm a "drive it til the warranty is running out" guy. So much "dealer-only" crap to even want to deal with it.

You're retired, I'm retired--we're both too old for this shit. Find something you like and buy it. You say this may be your last car--doubtful--neither one of us are all that old. Your kids are doing OK, my girls are doing just fine--enjoy what you worked for.




"And today is for sale and it's all you can afford. Buy your own admission. The whole things got you bored. Well the Lord chooses the good ones, and the bad ones use the Lord"--a very dear friend for decades Michael Stanley (Gee)--RIP

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