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All your friends think you are insane for buying a new stereo instead of a car.

Posted by 3+4=5 on June 10, 2017 at 10:33:27:
This happened to me.
I retired and got a lump sum.
So NATURALLY I bought all new stereo stuff with the money.
I did need a new car, but knew the stereo was MORE IMPORTANT.

Naturally my friends just 'tisk tisked' thinking I was insane.
Nope. easy to buy a car on credit. hard to go get a bank loan at 0.9% for 'miscellaneous stereo bits', but loan me $35,000 for it anyway..
Car? no problem, zero down.
So, when I really wanted a new car, I just schlepped down to the dealer and they gave me one, zero down.
Cars and stereo are different. They may cost the same for an audiophile, but banks are really wary about handing out big bucks for a stereo.