Shady Lane

Never, Never, Never, Ever, Ever, Ever, use a debit card online!!!!

173.66.55.194

vinyl phanatic

A

In Reply to: RE: My very first cyber attack . . . posted by mr grits on November 26, 2011 at 16:20:34

or for that matter, anywhere where the card leaves your hands (e.g. a restaurant). At least with a credit card, all that can happen is that your card is shut down, and the onus is on the credit card company to fix it. With a debit card, even an innocent (idiotic) mistake, like someone running the approval for $3,000 instead of $30, can lock up your bank account (this happened to me at a very inconvenient time).

Follow Ups:

I didn't give them any card info....cyber attack. - mr grits 11:02:51 11/27/11 (2)
At a local cafe I went to pay with my card and told the cashier it might not work. A guy beside me had the same bank card and said his hadn't worked all day. I think my "wing" of VISA processing may be blown due to Christmas shopping.
- Still, his advice on debit card use is good advice - rnhood 14:26:33 12/02/11 (1)
  the debit card doesn't carry the same protections as the credit card, not to mention locking your account. Its just riskier to use in general. The best advice is to never let it leave your hand and use it as little as possible. Running it through the Walmart or grocery store readers is Ok but don't let someone take it to the cashier.
  - Grocery Store Card Readers - HarlemAirShaft 22:18:27 12/28/11 (0)
    Here in the San Francisco area there was a large problem with tampered card readers at the self-checkout lanes at Lucky's supermakets. They found tampering at several stores and there were many fradulent charges, including some charities that were hit.
    - Link To Article - Lucky's Card Readers Hacked (Open in New Window)

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