RE: The chips do nothing for online purchases

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Posted by cfraser (A) on November 20, 2015 at 13:41:01

In Reply to: The chips do nothing for online purchases posted by Jack G on November 20, 2015 at 08:23:43:

I had to laugh. WM in Canada recently upgraded their CC machines. They don't do chipped cards the way every other store/kiosk in Canada (and the rest of the developed world) has for years. So basically they're at 2000 now, their previous machine were 90s-style clunky. I do understand the infrastructure required in the U.S. would be massively more expensive than anywhere else.

These cards also have a unique transaction code that only the card and the "data receiver" know about, so they're much harder to hack than unchipped cards. However you can make *small* purchases with them only up to a certain *total* amount ($100, $200 is common), then you have to enter a PIN to "reset" the amount. You can't buy $2500 of stuff just by waving them. Banks aren't that dumb.

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Follow Ups Full Thread

Topic - RF ID credit cards - Awe-d-o-file 17:47:20 11/19/15 (16)

RE: RF ID credit cards - Rockethead26 22:01:03 11/19/15 (5)

The chips do nothing for online purchases - Jack G 08:23:43 11/20/15 (4)

RE: The chips do nothing for online purchases - cfraser 13:41:01 11/20/15 (3)

I'm confused. - DRam 08:51:27 11/21/15 (2)

RE: I'm confused. - cfraser 17:52:37 11/21/15 (1)

Thanks. - DRam 10:53:13 11/22/15 (0)

RE: RF ID credit cards - pictureguy 20:26:38 11/19/15 (0)

RE: RF ID credit cards - Rod M 18:43:23 11/19/15 (1)

RE: RF ID credit cards - Awe-d-o-file 19:16:13 11/19/15 (0)

RE: RF ID credit cards - FenderLover 18:25:02 11/19/15 (6)

RE: RF ID credit cards - pictureguy 14:42:29 11/22/15 (0)

RE: RF ID credit cards - Awe-d-o-file 18:26:16 11/19/15 (4)

RE: RF ID credit cards - FenderLover 18:35:19 11/19/15 (3)

RE: RF ID credit cards - Awe-d-o-file 19:18:03 11/19/15 (2)

RE: RF ID credit cards - FenderLover 22:33:48 11/19/15 (1)

RE: RF ID credit cards - Awe-d-o-file 07:49:48 11/20/15 (0)

Follow Ups

RE: The chips do nothing for online purchases - cfraser 13:41:01 11/20/15 (3)

I'm confused. - DRam 08:51:27 11/21/15 (2)

RE: I'm confused. - cfraser 17:52:37 11/21/15 (1)

Thanks. - DRam 10:53:13 11/22/15 (0)

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