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SUPPLEMENT a retired citizen's income. In times of economic distress, which history has shown (all too recently) periodically will occur, it is a fixed payment, regardless. There is no other such guaranteed payment plan, NONE. All others are dependent on the continued operation of the guaranteeing financial institution which, as we have seen, are NOT guaranteed permanency. No, it doesn't keep up with other financial investments (the Dow Jones, for instance) especially if the periods are cherry-picked for best performance, i.e. the myth of the market's 8% average return (more like 1% if taken since its inception).
Medical insurance, like Soc Sec, must have the largest possible pool in order to succeed. But there is an extra factor: the general health will best and most economically served ONLY IF all participate. All must have access to preventive care, regular checkups, and non-emergency follow-up: to have anything less is to operate as only the poor do: from one emergency to another. Is it cheaper to have an infected toe treated or a severe case of blood-poisoning resulting from inattention?
We've tried completely privatized care w/out government intervention. It massively has failed to cover many Americans, to contain its costs, to protect workers in case of job loss or transfer.
Only a fool hopes a failed system will improve without massive change.
Republicans are waiting for the "Titanic" to strike the iceberg.
Follow Ups:
I hope few boomers are counting on it. If you really want to kill grandma keeps things as they are. Control costs now or plant Grandma sooner.
If you have any understnading of the basis of actuarial statistics you would understnad that this crisis was over forty years in the making.
You can thank our illustrious Congress for the past forty years of NOT planning for this.
d.b.
let me spell it out for you Danny so you can get your thick skull around it. We have seen double digit cost inflation for all medical services the past decade. Are you with me so far? Now we are going to see the largest group of retirees in it's history enroll. They are called Baby Boomers. Are you still with me dip wad? These two things will kill Medicare. Congress has done ok funding the program but the percentage of the budget that it consumes has skyrocketed. People are living longer Danny. So stop blaming congress and realize that you will be paying for your health insurance for the rest of your life. The program is not sustainable under these conditions.
People living longer has been steadily rising over a long period of time, the lack of funding of medicare ignores this. This is nothing new and funding needed to increase at the same rate that longevity increased. There is also inflation which appears not to have been factored in either.
This appears to be a difficult concept for you to grasp, as you appear to be a math cripple.
One of the biggest documented increases in medicine is the cost of defensive medicine due to high priced malpractice suits. The Boston Globe is reporting that Doctors do not want to practice in MA due to the extremely high cost of malpractice insurance.
Congress could legislate tort reform, they could legislate increases due to inflation, and they could have increased funding for longevity, but asking a bunch of lawyers to legislate tort reform and have basic math skills is like asking you to be able to do Algebra. Of course one could say that your math skills are on a similar level as Congress, and they would in all probability be correct.
d.b.
The problem with the funding theory is the inflation was far higher than the cost of living. Double digit increases every year. Tort reform won't help that much. What will work is ending all the support staff duplication in accounting functions. Coordinate and share services will help. And, most doctors do make handsome incomes. That should change to a salary schedule with bonus incentives. Do it now or forget Medicare.
/
The Government made promises, and this generation paid its taxes and did what we were asked to do. The Government must live up to it's obligations and whether it increases the medicare tax, or starts controlling waste and fraud or both is fine with me.
d.b.
ALL those things are addressed in the current health care reform acts in the Congress. Of course I mean those created by Democrats rather than the thin and pseudo 'alternative' proposed by republicans.
So I would guess that if you really do support Medicare reform, along with other reforms that will return many financial savings to our overall economy, you would enthusiastically support one of the five bills under consideration....and our President for driving them.
Later
D
I have it downloaded at home and I will look it up, because the last time I knew they were planning on cutting medicare at about 100 billion dollars per year for the next nine years.
d.b.
by cleaning up abuses and inefficiencies....not by cutting services, as the repugs would have you believe. Of course the so called 'death panels' addresses one of those inefficiencies. Multiple billing and fantom billing are others, but the fact remains that many procedures are billed when their values is questionable....at best.
Here is another tidbit for you to consider. Malpractice law suites are non-existent in other 'developed' countries, all of whom have instituted universal health care. Not just Britian, which is the only truly government run provider system, but ALL of them, from Germany and Switzerland's Bismark systems to Japan and Taiwan, which all utilize private providers and insurers.
And they don't suffer any of their citizens fall into bankruptcy from illness or other medical emergency. All the while saving 35% - 50% on overall GDP expenditure for health care.
Why can't America afford this?
Later
D
put up or shut up.
d.b.
What's wrong, Dan. Can't you read?
Time for YOU to put up....instead of your stupid bullshit.
Tell you what. Why don't you prove ME WRONG? Considering you claim to have both the bill and the ability to read, that shouldn't be too difficult....should it.
So instead of looking stupid, just prove that the Democratic health care reform act....and let us know which one, contains NOTHING to fix up Medicare, Medicaid and other money saving measures.
Then, in the event that you can't read, or don't want to, let me know about the second half of my post. You know, the part about current spending v what we SHOULD.
Or are you too busy drinking your little tea?
Later
D
you may want to ask them that. I mean 50Billion a year....10 months has gone by and no abuse cleansing has been done. What is hysterical is that you believe they are going to clean it up....
fds
nt
Freedom is a helluva concept for you fucking Obama lovers. Do you not understand that you voted for four more years of failed Bush policy? Obama is a corporate shill. He is not a progressive and never will be.
What is the difference?
I have been dealing with both for the past 13 years.
Experience, unwelcomed or not not, is experience.
They both tell you what you can put in your body.
Not necessarily so with Medicaid patients (today). Do you want the future Medicaid patients to have the option to either pay for continuing life-prolonging treatments or die ? If your health care is being subsidized by the government, is it not fair for the government to ration that care ?
But I have every confidence that they won't and will change the retirement age to 70 plus years.
Your ideas are as bankrupt as this US Treasury.
d.b.
Dan if congress and past Presidents hadn't stolen the surpluses that were paid in year after year from the baby boom generation the fund would still be in good shape.
After raiding the fund now they want to start doing something. Well they started something alright in the spring of 08. The financial crisis will cause many baby boomers to continue working and not start to retire because most of their pension and 401K accounts are gone..... 78 million baby boomers. Many now twisting ever so slowly in the wind. The government just hoping most will die off before they can retire.....
Edits: 09/22/09
In our system of government Congress (The legislative branch) controls the purse strings.
d.b.
Democrat/ Republican there all the same.Next month I will apply for my SS.... I am going to get it while I can...
Edits: 09/22/09 09/22/09
don't quit your day job, which shows how much faith I have in Congress.
I'll get to retire when I'm no longer able to work.
d.b.
Soc Sec solvent?
Let me guess, you're a Reagan Republican?
From what I have read, wish I could remember where.
Our government has raided SSI funds years ago.
nt
You are on the right track, I know your objective has always been socialism, so yes, national HC is the step in that direction.
private business and corporate sectors. But health care is one area in which unlimited profit just doesn't work. The consumer has too many liabilities which make cherry-picking alone profitable.
National health care is one step towards a single-payer, government program, yes, because I don't think the solutions on the table go far enough, thanks to conservatives.
He continues to cling to the idea Congress can come up with a meaningful health care reform plan.
public manner.
Frankly, I like the idea of having given Congress a chance to do it. Now, when elections come up and the bill has been passed, conservative opponents will own none of it and they'll have some explaining to their constituents about why they didn't have any concrete proposals to address portability or pre-existing conditions.
Sunday was pretty busy: 7 hour drive from KC to Fort Worth, 2pm concert, followed by football games.
I'm waiting to hear about the "Conservative" proposals; there can't be any. Health care and "small government" mix like oil and water.
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